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Lifecycle Financial Planning: Distribution Planning Theories
Master the strategies for sustainable income generation during retirement, ensuring your portfolio outlasts your needs.
schedule1h
5(12)
127 Courses
• 5388 Reviews
David Peters is the Founder and Owner of Peters Professional Education in Richmond, VA. He is registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Advisor Representative ...
About this course
This course explores the foundational concepts and advanced strategies in retirement distribution planning. Starting with Bengen’s landmark Safe Withdrawal Rate (SWR) research, participants will examine updated academic studies, practical applications, and behavioral finance considerations that affect real-world financial planning. Learn how factors such as asset allocation, withdrawal timing, and individual risk tolerance influence retirement portfolio sustainability. Financial professionals will leave with deeper insights into designing and adjusting investment policy statements (IPS) and addressing client behavioral biases during retirement.
Topics Covered:
- Distribution Planning Fundamentals
- Safe Withdrawal Rate (SWR) Theory
- Bengen’s 1994 and 2006 Research
- Asset Allocation Impacts on SWR
- Glide Path Theories (Traditional vs. Reverse)
- Behavioral Finance in Retirement Planning
- Inflation and Market Impact on SWR
- Updating Investment Policy Statements (IPS)
- Bequest Goals vs. Portfolio Longevity
- Spending Patterns in Retirement
- Real-World Case Studies & Client Examples
This course includes:
schedule1 hour on-demand video
signal_cellular_altIntermediate level