In this course we examine the pros and cons of annuities and discuss other alternatives that also provide a reliable stream of payments.

Annuities have become less popular in the recent environment of low-interest rates because investors fear that they’ll lock in a low rate and then be disappointed if interest rates increase. Many also believe that insurance companies charge too much.
In this course, we examine the pros and cons of annuities and discuss other alternatives that also provide a reliable stream of payments.

Serial entrepeneur specializing in target date funds and baby boomer investment education.
Ronald J. Surz is co-host of the Baby Boomer Investing Show and president of Target Date Solutions and Age Sage, Target Date Solutions serves institutional investors, namely 401(k) plans. Age Sage serves do-it-yourself individual investors. His passion is helping his fellow baby boomers at this critical time in their lives when they are relying on their lifetime savings to support a retirement with dignity, so he wrote a book: Baby Boomer Investing in the Perilous 2020s .